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Financing

DCH PARAMUS HONDA - FINANCE DEPARTMENT
 
The DCH Paramus Honda finance team is ready to go to work for you. With 6 qualifed Business Managers, you are assured to have the most competitive rates, an expansive choice of protection packages for your new vehicle, and have your paperwork done quickly and efficiently. 

Our financial experts promise to find a car loan or lease option that meets your needs. When you're here, stop by and meet Eric Thomas, or George Reyes.  They are  two of the dedicated members of the DCH Paramus Honda finance team.  When they are on duty, they are utilizing their relationships to get you the best rates available.  If you have any questions about Financing or Leasing a new or used Honda, please feel free to call or email them.
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SPECIAL FINANCE



From time to time, everyone encounters financial hardship.  We understand.  Let our qualified Finance Managers at DCH Paramus Honda work with you to get you approved for a car loan on the car of your dreams. 

Complete our online finance application and we will contact you shortly. Your financing information is safely encrypted in digital format and is never sent through e-mail.

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Have you picked out the new Honda, or used car, you are planning to purchase? You can browse DCH Paramus Honda's current inventory online where you will find prices, pictures and details about all of the new and used cars at our dealership. If you have additional questions, please contact us at 888-818-7652.

 
 
 

 

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Contact Information

Contact Information

DCH Paramus Honda

120 W State Rt 4 East

Paramus, NJ 07652-1215
sales Sales:
(877) 846-0606
phone2 Service:
(877)994-0707

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.